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Blew it already, and other things

February 24th, 2017 at 10:25 pm

I was just checking out my side bar... my main goal was to file our taxes by Jan. 31. Yeah, hasn't happened yet. I am pretty sure I have everything, just need to get it done.

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My husband and I have been chatting a lot about "what next?" Do we stay in this house until our youngest son graduates? Do we look to move sooner? We go back and forth almost daily. We have about 135K in equity, but I am not sure I want to go through the hassle of selling, even if it's to downsize. We owe 193K on the house.

I think we ask this question a lot because there are things we want to do around here and we just want to make sure it makes sense. Like, this storage shed my husband has been building for us.

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We've incurred some debt as of late... It's been a while. We paid off and sold a car (to my son) and decided to purchase a truck. It was a difficult decision to make - to go further into debt - but I am fine with our decision, and I am focused on paying off my car ASAP. We owe 14K on it - I know I can pay it off in less than 18 months, so that's my goal.

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We got new PUPPIES! They are cheagles... Chihuahua and Beagle mixes. Their names are Beatrice and Ramona!
I forgot how much puppies need (shots, food, toys, beds). $$ but worth it! Smile I lurve them so much.

6 Responses to “Blew it already, and other things”

  1. creditcardfree Says:

    I can see how wrestling with the moving idea can be hard. One thing you could do is to complete projects and repairs that would be required before selling. Finish the shed would be a good start. This may make you like the home more if these are complete. At that point you would be ready to sell, or you could consider what upgrades or changes would make you want to stay. It is nearly always cheaper to upgrade and stay rather than sell. Unless there is a major commute involved.

    We did a lot of somewhat minor upgrades to one home we owned not knowing that we would be moving after they were complete. I'm sure it helped sell the home (five days on the market). I'd rather upgrade expecting to stay then to upgrade just to sell a home and never get the enjoyment of the upgrades.

  2. CB in the City Says:

    The Cheagles are adorable! And I love their names -- I spent many happy hours in my childhood reading about Beatrice and Ramona.

  3. alice4now Says:

    Ramona and Beatrice, perfect names for cheagle sisters!

  4. snafu Says:

    DH and I made the transition from SFH to condo while youngest DS was still in college as a transition to university. We did lists of pros and cons for several months until we were certain downsizing was the smartest thing to do in our circumstances. It was a huge amount of work to rid ourselves of excess. Next we fixed all the tiny, annoying jobs long put off. We asked 3 realtors to evaluate our home and one suggested removing wallpaper on a 'feature' wall. That moved us to updating faucets, redoing grout on backsplashes and improving landscaping having looked at the house from a buyer's mindset.

    I really liked all the action we got when listed. I really hated the AM routine of 'show home details, living without stuff I like and all those strangers trooping through my house as lookie-lou's.

    Having had a smart. charming, loving beagle train me for more than a dozen years, I wonder if Cheagles are less motivated by instinct and genetics to do as they wish. Until he crossed the Rainbow Bridge, I thought I'd trained him, as well as anyone can 'train' a Beagle. Only after having another breed did I realize all those lessons trained DSs to anticipate difficult situations and their solutions Smile.

  5. rob62521 Says:

    Yeah, Beatrice and Ramona! Beverly Clearly would be proud!

    We decided a few years ago before DH wanted to retired whether we would stay in our house and continue fixing it up to please ourselves, or move on. We decided to stay and have spent the money to fix things up. Most of our decisions have also taken into account the neighborhood we live in. For example, when we decided to get new countertops, we decided to stick with laminate simply because very few houses have anything else. We didn't want to upgrade beyond our neighborhood.

  6. 76Chick Says:

    CB in the City - Right? The absolutely best memories!! Smile
    rob62521 - We are in a newer development...We built in 2010 (they started the first houses in 2008) and still have about 1,000 homes left to build us out. So, we are safe with upgrades, if we choose to make them. Of course we put in laminate (due to cost) and now all the new houses come standard with granite. Tis' our luck. Wink

    snafu - I am so used to Pit Bulls and Labs... This not caring about anything attitude is KILLING me. LOL. They have no desire to learn to sit or shake or stop jumping. I am hoping with time... Wink
    creditcardfree - We have about 8 years until DS10 graduates high school... I think that's our DATE. So, I agree, we will continue to make improvements for us (and maybe for resale)... Smile
    alice4now - YES! Their IG account is actually The Cheagle Sisters. Big Grin

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