Okay... first.
I have to admit that not long ago - when I heard the saying "Pay Yourself First", I sincerely thought they were talking about entertainment, dinners out, and groceries. I did not know they meant "savings" and retirement". DUH!

Second, something annoys me. I have an employee who just (just!) went through bankruptcy, who worked in the mortgage business for abt 5 years, making a TON! of money. So, anway, now they are house poor, and daycare poor - and bankrupt. And yet, everyday, she shows up to work with a St*rbucks Latte Mocho-Loco Ice'd Capi'tan (or whatever it is). And while she's sipping away on that green straw, she complains about how poor she is.


Third, I OPENED AN IRA ACCOUNT TONIGHT!!!! OH MY! I am so excited. I work for a Bank who is big on IRAs, MMDAs and CDs... and we only do IRA CDs and minimum to open is 2500... so really, I didn't realize how easy it would be to open at another institution and that I could add to it as much or as little (within IRS guidelines) as I wanted. So, I am starting off slow... but I am excited none-the-less!!
Next, 3 Savings accounts - one for each kid. I WILL NOT allow them to make the same mistakes we did!

Well, off to get the kids to bed. Just wanted to share.