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Another mortgage payment killed...

October 1st, 2015 at 01:49 am

I love being under the $200K mark on our mortgage. I cannot believe we've lived in our house for FIVE years already. Still love it as much as the day we got it; some days I can't believe we are homeowners. It took us so long to get here...

Anyway, here is a quick look at what I paid today.
My HOA dues is only $130 a month, but I pay a little extra because it's on auto-pay, and if the dues ever goes up, I don't have to adjust my auto-pay. It was only $117 when we moved in (brand new development) and with every new house that goes up, we see an increase. I am thinking someone needs to take a math class. lol...

Mortgage $1,504.00
HOA $150.00
Savings1 $125.00
Savings2 $25.00
Savings3 $25.00
Safe $100.00

Savings 1 is our Emergency Fund - the balance should be about $700 right now (it was zero as of 9/1).
Savings 2 is my Wells Fargo savings account, which is connected to my mortgage. I am looking to save 3 house payments in that account and keep it there "just in case." I think I have $100 in there - ways to go. lol
Savings 3 is my USAA account; we don't use it for every day, but it's nice to have that money in there. It builds slowly, at $25 twice a month, but - hey, it builds. Smile (I just found out my husband has his Starbucks account linked to this account - no wonder it's not climbing very fast. Going to nip that in the bud!!)
Safe Funds is just cash in the safe...

This last paycheck of the month isn't a real 'get at those bills' paycheck. But the awesome news is that the husband gets paid on Friday, so I will be able to get my bill payin' self going in just two days!

1 Responses to “Another mortgage payment killed...”

  1. Livingalmostlarge Says:

    Woot! Congratulations.

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